Yes, the City offers down payment assistance up to $150,000 for eligible applicants through its First-Time Homebuyer Program funded by the State Housing Initiatives Program (SHIP), contingent upon funding availability. Eligible applicants must provide 2% down and obtain a mortgage for the balance of the acquisition cost. A portion of SHIP funds must be used to improve the property.

Yes, the City’s Homeowner-Occupied Rehabilitation Program provides up to $70,000 in forgivable loans, contingent upon funding availability, for eligible property owners in need of repairs to their home, including those triggered by code and building violations. Participants must agree to use the assisted property as their main residence for 15 years.

The City maintains 89 affordable residential units. Because these buildings were acquired and/or rehabilitated with federal funds, the City is required to maintain a waitlist for tenants accessing these buildings. The City’s waitlist is currently closed.

The Fair Housing Act protects people from discrimination when they are renting, buying, or securing financing for any housing. The prohibitions specifically cover discrimination based on race, color, national origin, religion, sex, disability, and the presence of children. The City collaborates with HOPE Fair Housing Center to educate tenants about their housing rights. You can reach HOPE via its website at www.hopefhc.co

Miami-Dade County instituted the Office of Housing Advocacy to help tenants with tenant-landlord issues. Miami-Dade County also passed the “Tenants Bill of Rights”, outlining protections for tenants.

For more information, you can visit the Miami-Dade Website or you can call the hotline at: 786-469-4545 (Note: This is not a City of Miami Beach phone number.)

Read the Tenant's Bill of Rights

Visit the Miami-Dade County Housing Locator portal