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Looking for Housing?
The Housing Services Team oversees programs in support of the City of Miami Beach housing initiatives.
Looking for Housing?
The Housing Services Team oversees programs in support of the City of Miami Beach housing initiatives.
The Florida Hometown Heroes Housing Program
makes homeownership affordable for eligible frontline community workers such as law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans. This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. For more information, please visit: Hometown Heroes (floridahousing.org)
FAQs
Yes, the City offers down payment assistance up to $150,000 for eligible applicants through its First-Time Homebuyer Program funded by the State Housing Initiatives Program (SHIP), contingent upon funding availability. Eligible applicants must provide 2% down and obtain a mortgage for the balance of the acquisition cost. A portion of SHIP funds must be used to improve the property.
Yes, the City’s Homeowner-Occupied Rehabilitation Program provides up to $70,000 in forgivable loans, contingent upon funding availability, for eligible property owners in need of repairs to their home including those triggered by code and building violations. Participants must agree to use the assisted property as their main residence for 15 years.
The City maintains 89 affordable, residential units. Because these buildings were acquired and/or rehabilitated with federal funds, the City is required to maintain a waitlist for tenants accessing these buildings. The City’s waitlist is currently closed.
The Fair Housing Act protects people from discrimination when they are renting, buying, or securing financing for any housing. The prohibitions specifically cover discrimination because of race, color, national origin, religion, sex, disability, and the presence of children. The City collaborates with HOPE Fair Housing Center to educate tenants about their housing rights. You can reach HOPE via its website at www.hopefhc.co
|
Year |
Efficiency |
One-Bedroom |
Two-Bedroom |
Three-Bedroom |
Four-Bedroom |
|
2024-FMR |
$1,683 |
$1,884 |
$2,324 |
$3,027 |
$3,589 |
Miami Dade County instituted The Office of Housing Advocacy to help tenants with tenant-landlord issues. Miami Dade County also passed the “Tenants Bill of Rights”, outlining protections for tenants.
For more information you can go to: Miami-Dade Website or you can call the hotline at: 786-469-4545 (Note: This is not a City of Miami Beach phone number.)
Additional Information
The links below will provide you with additional information regarding the City’s partners. Links do not represent endorsement by the City of Miami Beach. The City of Miami Beach is not responsible for the content of other sites.
- For more information on Condominium rights and regulations: Department of Business and Professional Regulations
- For annual information on SHIP funding and income limits: Florida Housing Coalition
- For information on Government National Mortgage Association: Ginnie Mae
- For information and updates on affordable housing initiatives across the nation: Local Initiatives Support Corporation
- For information on upcoming affordable housing trainings, advocacy initiatives, policy updates: National Association of Housing and Redevelopment Officials
- For information on housing statistics: U.S. Census Bureau
- For information on federal housing initiatives, legislation, federally funded programs, federal regulations and data: U.S. Department of Housing and Urban Development
