• City of Miami Beach on Issuu
City of Miami Beach
1700 Convention Center Drive
Miami Beach, Florida 33139
Phone: 305.673.7000

Interactive Flood Guide

Find a Flood Zone

The Federal Emergency Management Agency develops Flood Insurance Rates Maps to show potential flood areas. These maps are used by home lending organizations and insurance companies to determine whether flood insurance may be mandatory for a homeowner.  Areas that are within an A or V designation fall within mandatory insurance zone.

flood icon

Click on the icons of the Interactive Flood Guide Below

Unshaded Zone X

Unshaded Zone X

unshaded zone x

These areas are outside the 500-year floodplain and are considered the lowest risk areas.

Shaded Zone X

Shaded Zone X

zone x shaded

Known as the 500-year flood plain, it represents a 0.2 percent chance of flood each year

Zone AO

Zone AO

zone x shaded

This is an overwash area, where water may rise 1 - 3 feet and move with some velocity usually because the terrain is slopped.

Zone AH

Zone AH

zone x shaded

These are areas where flooding between 1 to 3 feet is likely to occur

Zone AE

Zone AE-VE-A#

zone x shaded

These are zones within the mandatory areas where a more detailed engineering analysis has been done, a specific level of potential flooding has been determined, and a required base elevation set for homes after a mapping period.

Zone V

Zone V

zone x shaded

Areas along the coast that may see storm-induced waves higher than 3 feet along with flooding.