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Insurance
In order to protect the interest of the City of Miami Beach, certain insurance requirements have been set in place and shall be provided by all, Leases, Contractors, Vendors and other persons or organizations who use or provide services to the City. The purpose of this is to obtain assurances that the supplier, vendor or other party will have the financial capacity (insurance funds) to back up the promise or commitments made in the event of a claim.
All vendors, contractors and other parties using the city’s facilities shall, at their own expense, procure and maintain current policies of insurance that protect its own interest and the interest of the City against actions arising out of or resulting from their actions.
Contractual Insurance Requirements
Given the wide range of goods and services acquired by the City of Miami Beach in the fulfillment of our mission, tremendous opportunity exists for vendors to do business with the City. The minimum levels of insurance that a vendor is required to maintain throughout the term of the contract are listed in the insurance requirements attached below:
The insurance requirements are listed by value of contract and type of service that will be provided. Based on the criteria of the project, please use the appropriate type of contract from the provided list.
Disclaimer: The risk management division holds the right to tailor its requirements based on the specifications and potential exposures
Certificates of Insurance Guide
Please see the certificate of insurance guide below. With this guide, you will be able to see all the requirements that the city of Miami Beach needs in order to be able to approve COI’s.
Disclaimer: This is only a guide. The risk management division holds the right to tailor its requirements based on the specifications and potential exposures
Certificate of Insurance Guide ($15K to $100K)
BTR License Requirements
The insurance requirements for permits and licenses are listed below. Each license or permit type has different insurance requirements depending on what service or business the entity is providing. All license/permits will require workers compensation unless a workers compensation exemption is provided. Also, the City of Miami Beach requires an AM Best Rating of an “A” or higher. If an AM best rating of an “A” is not provided, we will not be able to approve the COI. Please note that the City of Miami Beach must be listed as an additional insured as it pertains to commercial general liability.
Disclaimer: The risk management division holds the right to tailor its requirements based on the specifications and potential exposures
Business Tax Receipts
All business located within the city limits of Miami Beach shall obtain a Business Tax Receipt prior to the commencement of a business with the business tax year beginning each October 1st to September 30th. Before any vendor can be approved for a business tax receipt, they must first submit their business insurance complying with the City of Miami Beach Insurance Requirements.
https://www.miamibeachfl.gov/city-hall/finance/business-tax-receipts-btr/
Special Event Permits
A Special Event is defined as any temporary commercial or private indoor or outdoor event and the event promoter shall provide to the City a certificate of insurance with the following requirements attached below:
Special Events Insurance Requirements
The City has made available insurance through the City’s Tenant User’s Liability Insurance Program (“TULIP”) which provides insurance from events ranging from seminars, receptions, weddings, sporting events and concerts. Please use this link to access the program: http://www.onebeaconentertainment.com/
- Under TULIP – Event Insurance click on Purchase or Quote
- Search for your venue under “Miami Beach” and answer a few basic questions in a three step process
- Complete the first three steps of the form to obtain a quote
- Any problems – call 800-507-8414 (8:30 a.m. to 5:00 p.m. PT)
Parks & Recreation
The City of Miami Beach has established policies and procedures concerning the rental of City owned facilities, please see the attached below:
Parks and Recreation Insurance Requirements
Please note: If the vendor will be serving alcohol, they will need to provide liquor liability coverage.
In addition, the Risk Management division has set in place the following requirements attached below for all City Facility Rental Request:
Parks Facility Rental Contract
Special Events requirements
The City has made available insurance through the City’s Tenant User’s Liability Insurance Program (“TULIP”) which provides insurance from events ranging from seminars, receptions, weddings, sporting events and concerts. Please use this link to access the program: http://www.onebeaconentertainment.com/
- Under TULIP – Event Insurance click on Purchase or Quote
- Search for your venue under “Miami Beach” and answer a few basic questions in a three step process
- Complete the first three steps of the form to obtain a quote
- Any problems – call 800-507-8414 (8:30 a.m. to 5:00 p.m. PT)
